Get the real number before you fall in love with a floor plan: every assessment line, what each one covers, why single-family fees vary by lot width — with the 2026 numbers verified against the approved budget.
If you’re shopping at Esplanade by the Islands, the HOA fee is one of the first numbers you need to understand. There’s no single answer — the fee depends on whether you’re buying a single-family home, a Coach Home, or a Twin Villa, and for single-family, on the width of your lot.
This page lays out every 2026 assessment line, what each one funds, and why two single-family homes on the same street can carry different quarterly costs.
What does the HOA fee actually cover? Different things by property type. Single-family owners maintain their own roof + exterior; Twin Villas have roof + exterior covered by the master HOA; Coach Homes have a separate neighborhood association handling building exterior, roof, and structural insurance. Full breakdown with Declaration citations: What the HOA fee covers, by property type →
2026 total annual HOA assessment, by property type:
52′ single-family: $5,305.75 |
62′ single-family: $5,456.00 |
76′ single-family: $5,654.75
Coach Home (master HOA only)*: $3,750.00 |
Twin Villa: $5,481.79
Single-family assessment components (2026)
| Component | Annual | Quarterly |
|---|---|---|
| Operating assessment | $3,500.00 | $875.00 |
| Reserve assessment | $250.00 | $62.50 |
| Landscape benefit — 52′ lot | $1,555.75 | $388.94 |
| Landscape benefit — 62′ lot | $1,706.00 | $426.50 |
| Landscape benefit — 76′ lot | $1,904.75 | $476.19 |
Source: Esplanade by the Islands Community Association, Approved 2026 Annual Budget (Nov 2025).
Operating and reserve assessments are flat across all single-family homes. What changes is the landscape benefit fee — a per-lot allocation that scales with lot width because wider lots involve more landscape maintenance, irrigation, and exterior service.
So when comparing two single-family homes at Esplanade, the lot category matters as much as the floor plan for total carrying cost.
Your assessment funds the entire master-planned resort lifestyle: common-area maintenance, landscaping, gated-entry operations, roadways, streetlights, amenity operations (resort pool, Wellness Venue, courts, dining), architectural review, property management, and lifestyle programming. For full detail see the complete 2026 financials. For how HOA and CDD fees work across Naples communities in general, see my Naples HOA fees guide.
The goal is simple: when your first assessment statement arrives, you’ve already read every line of it — here, before you bought.
Realty ONE Group MVP · The Nicholas Nolan Team
Nicholas Nolan LLC · Florida Real Estate License SL3504588 · 
Living in Naples, listing in Naples, helping people move to Naples. Resident-level local knowledge plus the buyer-side network you need to actually pull off an out-of-state relocation.
Brokerage. Nicholas Nolan (Florida Real Estate License SL3504588) is a licensed real estate sales associate of Realty ONE Group MVP, 1495 Pine Ridge Rd, Naples, FL 34109. The Nicholas Nolan Team is a team operating under the supervision of Realty ONE Group MVP. All real estate services are performed by Realty ONE Group MVP.
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Not tax, legal, or insurance advice. Information on this page is for general educational purposes and reflects publicly available sources as of the date noted. Florida tax, residency, homestead, insurance, and Medicare rules change. Consult a licensed Florida CPA, attorney, or insurance professional for advice specific to your situation. We are not a tax, legal, or insurance advisor.
Independent resource. This site is not affiliated with, endorsed by, or operated by Esplanade by the Islands Community Association, Inc., or Taylor Morrison. “Esplanade” and “Esplanade by the Islands” are trademarks of Taylor Morrison; all third-party trademarks are the property of their respective owners.
