15150 Tolmino Street · Naples, FL 34114
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Florida REALTOR® · License SL3504588 · Realty ONE Group MVP · The Nicholas Nolan Team · Esplanade specialist · 📞 (239) 877-4646
For buyers · Naples FL

Buying new construction at Esplanade? Here's how to do it right.

Taylor Morrison is one of the largest homebuilders in America. They're good. They're also professional negotiators selling thousands of homes a year — and the on-site rep represents them, not you. This guide explains how to level the field at no cost.

The headline

The builder pays your agent's commission. The price doesn't change.

When you buy new construction in Florida, the builder budgets a cooperating broker commission into the price of every home — typically 2–3% of contract value. Whether you bring a buyer's agent or not, that money is already accounted for. If you don't bring one, the builder keeps it.

This is the single most-misunderstood fact in new-construction real estate. Most buyers walk into the model home alone because they think hiring an agent will cost them money. It won't. The builder is the one paying — for representation that's solely yours.

One condition matters: for the builder to honor cooperating broker compensation, the agent must be registered as the buyer's representative at the first visit to the model home. If you walk in alone first, register on a sign-in sheet, and then try to bring an agent later, Taylor Morrison may refuse to pay the commission. This is why the first call matters.

My role

What I actually do for you

A real buyer's agent doesn't just unlock the door at showings. Here's the work, step by step.

1 · Before you tour

  • Register you with Taylor Morrison so the cooperating broker fee is preserved.
  • Pre-brief on current QMI (quick-move-in) inventory vs. to-be-built lots.
  • Pull recent resales of the floor plans you're considering to anchor pricing expectations.
  • Walk you through HOA fees, CDD assessments, and total monthly cost — not just mortgage.

2 · At the model home

  • I show up with you. Not in your way — just there, independent of the builder.
  • Translate what's standard vs. optional in the model you're walking.
  • Flag the upgrades that add resale value vs. the ones that don't.
  • Ask the questions the sales rep doesn't volunteer — phase release timing, incentive expirations, fall-out inventory.

3 · Before you sign

  • Review the purchase contract clause by clause. Builder contracts are written by builder lawyers.
  • Negotiate price, options package, closing-cost credits, and incentive optimization.
  • Coordinate with your lender (yours or a preferred-builder lender — I'll explain both).
  • Set a realistic closing timeline based on current phase production pace.

4 · During construction

  • Walk every milestone inspection with you: pre-drywall, mechanical/electrical, final walk-through.
  • Document construction issues so they're addressed before close, not after.
  • Track production schedule and flag risks to your move-in date.
  • Coordinate utilities, insurance binders, and closing logistics.

5 · At closing

  • Review the settlement statement (HUD-1) line by line.
  • Confirm the builder paid the cooperating broker commission (your representation, $0 out of your pocket).
  • Walk you through warranties — Taylor Morrison's 1-year workmanship, 2-year systems, 10-year structural.
  • Set you up for the first year: who to call for what, what to fix yourself, when to start asking about resale.

6 · After you move in

  • I'm still your guy. HOA disputes, builder warranty claims, neighbor questions.
  • Annual market check — what's your home worth now? Should you re-finance?
  • When you're ready to sell, I list it.
Negotiation points

What's actually negotiable at Taylor Morrison

Most buyers assume new-construction pricing is "take it or leave it." It's not. Here's where there's room — and where there isn't.

Negotiable (depending on the phase and quarter)

Not negotiable (don't waste your leverage)

The leverage rule: the builder negotiates harder near the end of a quarter (revenue recognition), at the end of a phase release, and on quick-move-in inventory that's been sitting more than 90 days. The single best question to ask: "What's the longest-listed inventory home you have?" The answer tells you where you have room.

Picking the right plan

Which Esplanade floor plan makes sense for you?

There are 13 single-family plans, 4 Coach Home plans, and several Twin Villa options. They don't all hold value the same way. Here's the framework.

Seasonal / low-usage ownership

Look at: Coach Homes (Vitale, Marano, Romano, Bellisimo) or Twin Villas. Lower acquisition cost, lower assessments since exterior maintenance is bundled, lock-and-leave friendly.

Avoid: oversized single-family with 3-car garage — too much house for limited usage, harder to resell at a premium.

Full-time residents

Look at: Farnese, Lazio (I or II), Pallazio (I or II), Beacon. Mid-range single-family — right sized for daily living, popular on resale, solid HOA-to-square-footage ratio.

Tip: consider a study/flex room for office, hobbies, or a guest suite. Resale buyers value flexibility.

Larger plans & entertaining space

Look at: Beacon, Humboldt, Lincoln. Larger floor plans with 3-car garages and 4+ bedrooms — fewer competing units, hold appreciation well, attract a specific (and motivated) resale audience.

Tip: water-view or preserve-view lots add 8–15% to long-term appreciation in similar Naples communities. The premium often pays back at resale.

Red flags

5 mistakes I see new-construction buyers make

  1. Visiting the model home alone before hiring an agent. Once your name is on a sign-in sheet without an agent listed, you've potentially forfeited cooperating broker compensation. Make the first visit with me.
  2. Maxing out on upgrades that don't return value. A $40K upgraded shower doesn't get you $40K at resale. The design center is a profit center for the builder. I'll tell you which upgrades are worth it and which to skip and do yourself later.
  3. Not budgeting for HOA + CDD on top of mortgage. Single-family at Esplanade carries ~$5,000+/yr in HOA assessments plus a Currents CDD line of about $2,330–$3,015 (attached homes less). Many out-of-state buyers underestimate this and undercut their own qualifying.
  4. Skipping the pre-drywall inspection. Builder warranties don't cover poor framing or installation that becomes hidden behind drywall. The pre-drywall walk is the one chance to catch issues before they're invisible. I do this with you.
  5. Using the builder's lender without comparing. Builder lenders offer incentives ($5K–$25K closing credits), but their rates can be 25–50 basis points higher. I'll model both scenarios so you know which actually saves you money.
Timeline

How long does new construction take?

Quick-move-in (QMI)

30–90 days from contract to closing. QMI inventory is already built or nearing completion. Best for buyers with a specific move-in date or who want minimal customization. Often the strongest negotiating position.

To-be-built (custom on a lot)

8–14 months from contract to closing. You select the lot, the floor plan, and design-center options. More choice, longer wait, fewer surprises. Buyers planning around a seasonal move-in typically work on a one-year cycle.

Get started — no obligation

Let's run your scenario together.

Whether you're 30 days from buying or 12 months from researching, the right first move is the same: a 30-minute call to align on what you actually want and what's actually available. Phone or email — your call.

  • ✓ Florida REALTOR® · License SL3504588
  • ✓ Esplanade specialist · Realty ONE Group MVP
  • ✓ Builder pays the cooperating broker fee on eligible new construction — negotiable, not set by law
  • ✓ Same-week tours · Pre-drywall walks · Contract review

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Your Naples FL specialist

Nicholas Nolan, REALTOR®

Nicholas Nolan LLC · Florida License SL3504588

Specializing in Taylor Morrison Esplanade communities and Naples new construction. I work as a transaction broker — limited representation, with honest, fair and skilled dealing to everyone in the transaction. On eligible Taylor Morrison new construction the builder pays the cooperating broker fee at closing (as of 2026); compensation is negotiable and not set by law.

Realty ONE Group MVP
Talk to Nick (239) 877-4646